Development & Construction Finance
Escrow-backed construction finance for residential towers, villas, industrial parks and mixed-use developments, with phased drawdowns linked to RERA-registered escrow and certified progress billing.
Real Estate Finance
From land acquisition and RERA-escrow construction finance to stabilized investment property and equity release. We structure Shariah-compliant, bank-ready capital for residential, commercial and industrial assets across the UAE & GCC.
AED 1.2B+
Real Estate Assets Financed
70+ Projects · 20+ Banks
Our Real Estate Finance Services
Capital Engineered for Every Stage of the Asset Lifecycle
Whether you are breaking ground, acquiring a yielding tower, or unlocking equity from a stabilized portfolio, we match each phase to the right lender and Shariah structure.
RERA Escrow CompliantShariah-Compliant Ijara · Murabaha · Musharaka20+ Partner Banks & Institutions
Investment & Acquisition Finance
Leveraged acquisition of income-generating assets: office towers, retail malls, warehouses and logistics parks, underwritten on net operating income and long-term lease covenants.
Commercial & Industrial Property Finance
Shariah-compliant Ijara, Murabaha and Musharaka structures for offices, showrooms, factories, labour accommodation and logistics facilities across UAE mainland and free zones.
Residential Bulk & Build-to-Rent
Portfolio finance for bulk purchases, build-to-rent and staff accommodation, ideal for family offices, developers and long-term holding companies seeking rental yield.
Bridge, Mezzanine & Forward Funding
Short-term bridge against SPA/MOU, mezzanine for equity gaps, and forward funding for pre-leased assets, closing funding gaps between equity and senior debt.
Refinance, Equity Release & Rental Discounting
Refinance of stabilized assets, equity release from unencumbered property, and discounting of contracted rental income (LPO/tenancy) to unlock liquidity at competitive profit rates.
Build. Acquire. Refinance. At Competitive Profit Rates.
We benchmark 20+ banks to secure optimal LTV, tenor, grace and covenant terms, with full Shariah board approval and escrow alignment.
Execution Roadmap
From Feasibility to Drawdown in 5 Controlled Stages
A bank-ready, Shariah-aligned process that compresses approval timelines and protects your equity.
- 1
Asset & Cash Flow Underwriting
We audit title, RERA/escrow status, lease schedule, DSCR and sponsor equity to size debt and stress-test rental and exit scenarios.
- 2
Shariah Structure & Term Sheet
We design the optimal Ijara, Murabaha or Diminishing Musharaka structure, fixing profit rate, tenor, LTV and repayment profile before bank circulation.
- 3
Valuation & Legal Diligence
Independent RICS valuation, title search, mortgage registration feasibility and Shariah board review, coordinated in parallel to compress timelines.
- 4
Bank Credit Committee Approval
We pitch to credit committees of 20+ partner banks, negotiate covenants, grace periods and DSRA, and secure the final offer letter.
- 5
Drawdown, Escrow & Monitoring
Funds flow via escrow, with QS-certified progress release for construction, and post-draw rental collection and covenant monitoring.
Assets We Finance
Residential towers & villas · Offices, Business Bay & Downtown · Retail malls & high-street · Warehouses, logistics & industrial parks · Labour camps & staff accommodation · Hotels & serviced apartments (operating).
FreeholdLeaseholdFree ZoneMainlandOff-Plan (RERA)Stabilized
Confidential, Shariah-compliant and Central Bank aligned. Speak to our Real Estate Finance desk for a complimentary DSCR and LTV assessment.
Confidential · Compliant · Shariah-Conscious
Secure the Right Real Estate Capital, First Time
Share your asset, equity and cash flow summary. Our team will benchmark 20+ banks and revert with a term sheet outline within 48 hours.