About Us

Welcome to Al-Barakah, your trusted financial partner. With years of expertise and a passion for innovation, we deliver tailored financial solutions to individuals and businesses. Our mission is to empower your financial journey, every step of the way.

60+ Years

Combined Banking Experience

Corporate & Retail

Leadership

Meet Our Founders

Ex-bankers who have sat on the lender's side of the table, now negotiating on yours.

Corporate BankingCredit & Risk

Mukhtar Shaikh

Chairman & Co-Founder

40+ years

“Banking is our expertise, service is our passion.”

Veteran banker with 40+ years in commercial & corporate banking, including three decades in the UAE.
Joint promoter of Al Barakah Financing, chairs structuring discipline and bank negotiations.
Deep corporate networks across retail and institutional financial solutions.
Advises on complex mandates, rescheduling and long-term client relationships.

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Debt AdvisoryStructuring

Ajay Goel

CEO & Co-Founder

20+ years

“The right bank, the right structure, the right outcome.”

Banking professional with 20+ years across corporate banking, credit, risk management and financial structuring in the UAE.
Joint promoter of Al Barakah Financing, leads debt advisory and bank negotiations.
Known for institutional-grade analysis and bridging clients with 20+ UAE & GCC banking partners.
Specialist in turnaround, rescheduling and Shariah-compliant structuring.

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OperationsCompliance

Nisha Agarwal

Director & Co-Founder

Client Delivery

“Flawless execution behind every mandate.”

Client relations and operations leader with deep expertise in relationship management and service excellence.
Co-Founder & Director, owns documentation, compliance and bank-liaison quality.
Shapes client experience and drives operational discipline on every file.
Ensures transparency and trust from mandate to drawdown.

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Together, our founders bring 60+ years of cumulative corporate and retail banking experience, with a strong market network across the UAE and overseas, to every Al Barakah mandate.

20+ Partner Banks & Institutions

Securing the best of multiple banking options for every mandate.

About Us

Banking Is Our Expertise. Service Is Our Passion.

Al Barakah Financing is a boutique consultancy and advisory firm bridging the gap between corporate clients and banks across the UAE and GCC, securing the best of multiple banking options for every mandate.

Built on three pillars of Integrity, Reliability and Commitment, our objective is simple: convert experience into measurable financial benefit for your business.

The firm is jointly promoted by ex-corporate bankers Mr. Shaikh Mukhtar and Mr. Ajay Kumar Goel. Together with a dedicated team holding 60+ years of cumulative corporate and retail banking experience, we bring a strong market network across the UAE and overseas to every engagement.

Integrity

Transparent advice, even when it costs us the mandate.

Reliability

Submission-ready files. Compliant, accurate, on schedule.

Commitment

We stay engaged until your funds are drawn down.

Our Expertise

Deep Knowledge, Sector-Specific Solutions

Business Targeting

Identifying and capturing new business opportunities with precision and impact.

Planning & Management

Developing and executing tailored plans to drive financial success.

Strategy & Positioning

Crafting innovative strategies to elevate your market position and competitiveness.

Industry Expertise

Leveraging deep industry knowledge to deliver sector-specific financial solutions.

Confidential · Compliant · Shariah-Conscious

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