Growth Term Loans
Branch expansion, fit-outs and new-market entry funded over 12–60 month tenors.
Business Loans
Straightforward term funding for established businesses — growth, equipment and top-ups with decisions in days, not months.
AED 50K – 5M
Typical Ticket Range
Decisions in Days
Term Funding for Business
Funding That Respects Your Time
You run the business; we run the banks. Clean applications, right-sized tickets and negotiated rates — without the branch runaround.
Fast DecisionsTop-Up FriendlyShariah Options
Working-Capital Top-Ups
Existing borrowers enhanced with additional headroom as turnover grows.
Asset & Equipment Loans
Vehicles, machinery and fit-outs financed against the asset at lower rates.
Overdraft & Revolvers
Flexible draw-and-repay lines for seasonal swings and contract gaps.
Shariah-Compliant Options
Tawarruq and Murabaha business facilities with fixed, transparent pricing.
Balance Transfer & Consolidation
Move expensive facilities into one cheaper loan and cut monthly outflow.
Roadmap to Funds
Our Business Loan Process
A short, honest path from statements to sanction.
- 1
Health Check
Bank statements, turnover and obligations reviewed to size a ticket banks will approve.
- 2
Structuring
Term loan, revolver or asset-backed — matched to purpose, not pushed by target.
- 3
Dossier & Submission
A complete credit pack goes to 2–3 best-fit banks simultaneously.
- 4
Sanction & Signing
Offers compared on rate, fees and covenants — then signed with eyes open.
- 5
Disbursal & Review
Funds released fast, with an annual review to improve terms as you grow.
FAQ
Common Questions on Business Loan
What turnover do I need?
Most programs start around AED 1M annual turnover with 6–12 months of banking history.
How fast is disbursal?
Clean files sanction in 5–10 working days with select partner banks.
Can I top up an existing loan?
Yes — top-ups and balance transfers are everyday business for our desk.
Is collateral always required?
No — strong cash flows support clean tickets; collateral simply improves pricing.
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